Mortgage Simplicity

Mortgage Simplicity provides mortgage advice and arranges mortgages for first-time buyers, home movers and buy-to-let investors, as well as remortgages.

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Quick overview

It also offers insurance advice and products, with categories ranging from life insurance and income protection to home and landlord insurance.

First-time buyer options include 95%, bad credit and guarantor mortgages.
Remortgage types include standard homeowner, buy-to-let, help to buy and shared equity.
Advice is available online, by phone or face to face.
Mortgage applications and paperwork form part of the service.
The website includes first-time buyer guides, a jargon buster and a borrowing power calculator.

Introduction

Mortgage Simplicity provides mortgage advice and arranges mortgages. It also offers insurance advice and products from a choice of insurers.

Its services cover first-time buyer mortgages, home mover mortgages, buy-to-let mortgages and remortgages. Insurance categories include life insurance, critical illness cover and home insurance.

What Mortgage Simplicity offers

Mortgage Simplicity arranges mortgages and offers advice on insurance cover.

Product and service categories

First-time buyer mortgages

Mortgage Simplicity offers advice on first-time buyer mortgages. The types named include 95% mortgages, bad credit mortgages and guarantor mortgages. Shared ownership and help to buy mortgages are also available.

Home mover mortgages

Home mover mortgage services include a review of an existing mortgage. This considers redeeming the mortgage or transferring it to another property.

Buy-to-let mortgages

Mortgage Simplicity arranges buy-to-let mortgages for investors with a single property and landlords with larger portfolios. It also offers advice on buy-to-let mortgage options.

Remortgages

Remortgage options include standard homeowner, help to buy, buy-to-let and shared equity remortgages. The service includes comparing options from an existing lender with those in the wider mortgage market.

Protection and insurance

Protection categories include life insurance, critical illness cover, income protection and family income benefit.

Browse the full range on the Mortgage Simplicity website.

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Using the website

The website provides a borrowing power calculator, first-time buyer guides and a jargon buster. A contact form accepts a name, telephone number, branch selection, reason for contact and message.

Notable features

Mortgage advice is available online, by phone or face to face. Mortgage Simplicity also handles mortgage applications and paperwork, and works with lenders and solicitors on remortgages.

Frequently asked questions

What mortgages does Mortgage Simplicity arrange for first-time buyers?

It offers first-time buyer mortgages, including 95%, bad credit and guarantor mortgages. It also arranges shared ownership and help to buy mortgages.

What remortgage types are available?

The options named include standard homeowner and buy-to-let remortgages. Help to buy and shared equity remortgages are also available.

Does Mortgage Simplicity offer insurance advice?

Yes, it offers insurance advice alongside mortgage advice. It also offers insurance products from a choice of insurers.

What insurance categories are named?

These include life insurance, critical illness cover, income protection and family income benefit. Home and contents cover and landlord insurance are also named.

How can I speak to a mortgage adviser?

Mortgage advice is available by phone, online or face to face. The website also has a contact form.

What resources are available on the website?

The website includes first-time buyer guides and a jargon buster. It also provides a borrowing power calculator.

Key takeaways

Mortgage advice covers first-time buyers, home movers, buy-to-let and remortgages.
Named mortgage types include guarantor and shared ownership mortgages.
Insurance categories include life insurance, income protection and home insurance.
Advice is available online, by phone or face to face.
The website includes guides, a jargon buster and a borrowing power calculator.